The market has been pretty volatile for more than a year at this point — so let’s discuss. Are you investing in the market? What other money moves have you made, such as setting up stop limit alerts, automatic investments, or parking your money in CDs or Treasury bonds?
Have your savings goals changed over time, either in method or theory? If you could travel back in time, what would you tell your younger self to change?
Do you guys find lifestyle creep to be a problem? What are your best ways to prevent lifestyle creep?
How are you dealing with rising prices right now? If you’re making changes, how are you cutting your budget or reducing spending?
What are your savings and investment strategies right now? How have they changed from 6 months ago?
How do you calculate the true cost of something you want to buy? Here are our best tips on FASHION MATH. (Dunh dunh dunh…)
How do you donate to charity? Do you give regularly?
If you’re partnered, how do you split expenses with your partner? If you’re not partnered, how do you think you would do it?
Have you created an automatic savings plan for multiple financial goals? What are your best tips for how to save for multiple financial goals (and which banks do you like for this purpose?)
Readers, what interest rates are you seeing these days? How often do you check your interest rates, and where do you end up keeping your money as a result?
Have you ever recast a mortgage? Have you ever refinanced?
These are some great personal finance tasks to get out of the way as early as possible in the year.
