I agree with other responses – if you dont plan to be in your HCOL city long, i’d put it in index funds. If you plan on being their longer term, i’d start saving for a piece of property.

where did you get a 1.9% student loan rate though?? I really need to refinance and can’t find anything that loan.

I have an on-line CLE I am listening to from the bar association that the manageing partner gave (and I wrote), so this way, I can get 3X the number of credits (2) x 3 if I listen to it with the blessing of the manageing partner. I am still embarased that I could not get the name of the law firm off the slides I found b/f they posted it on the bar’s website. FOOEY! Margie thinks the manageing partner looks cute, and she provided a link to her freinds bragging about the manageing partner! YAY!!

I did Daily Harvest for awhile last year. The smoothies and the oatmeal were good, I wasn’t a super fan of any of the other offerings (and tried through most of them). They worked well for giving my something fast and easy, I eventually realized I could batch do the same thing and started traveling more so I stopped. I had no problems with shipping/service/etc and thought most of them were pretty tasty. If they still sell the mint cacao one that is like drinking a healthy shamrock shake lol. Not my favorite breakfast option, but awesome for weekends as I tend to skip either lunch or dinner on those days and it makes for a yummy replacement.

Thanks so much for the comments and things to think about! Not sure I’d want to buy in my HCOL city but good suggestion to hold on to the cash while I figure it out in the next year or so and keep saving in the meantime. Do like the idea of locking in my housing expense at 2020 level.

That’s probably easier, CA specific practices are employment law, some aspects of litigation, trade secrets, probably more, but transactional work usually is easier to transfer to CA